Privacy Policy

Privacy Policy for Settlement Crypto Loans Central

LAST UPDATED: 2025-09-14

SECTION 1: DATA COLLECTION

We collect several types of data to ensure the best experience on our platform, xzjfsh.xyz.

  • Types:
    • Device info: This includes details about the device you use to access our site, such as the type of device (phone, tablet, computer), its operating system, and browser type.
    • Cookies: We use cookies to track your usage patterns on our site. These cookies help us understand how you interact with different pages and features.
    • Engagement metrics: Information about how you engage with our content, like which articles you read, how long you stay on a page, and what actions you take (e.g., clicking on links, signing up for newsletters).
  • Purpose:
    • Content improvement: By analyzing the data, we can identify which content is popular and which needs improvement, allowing us to offer more relevant and engaging content.
    • Ad relevance: To show you ads that are more likely to interest you, we use the data to target ads effectively.
    • Competition fairness: In case of any competitions or contests on our site, the data helps us manage them fairly and ensure a level – playing field for all participants.

SECTION 2: THIRD – PARTY PARTNERS

We work with several third – party partners to enhance your experience on our site.

  • Required:
    • Google services (AdSense/Analytics): We participate in Google AdSense and utilize cookie – based advertising. Third – party vendors including Google use cookies to serve ads based on user visits to xzjfsh.xyz and other sites. Google Analytics helps us understand how users interact with our site, which is crucial for improving our services.
  • Optional:
    • STEM competition platforms: If you choose to participate in STEM – related competitions through our site, we may share relevant data with the associated competition platforms to manage the competition effectively.

SECTION 3: USER RIGHTS

We respect your rights regarding your personal data.

  • Opt – out:
    • Ad personalization: You have the right to opt – out of ad personalization. You can do this by visiting Google’s Ad Settings at https://adssettings.google.com/.
  • Data requests: If you want to access, correct, or delete your data, or have any other data – related requests, please contact us at [email protected].

SECTION 4: SPECIAL PROVISIONS

  • Biotech/AI content disclaimer: Our site may feature content related to biotech, quantum computing, and AI. The data we collect in relation to this content is used for the purposes mentioned above, such as content personalization and ad targeting. However, we do not make any unsubstantiated claims about these technologies and ensure that all content is based on reliable sources.
  • Youth education data safeguards: We do not target any services to users under 13 (COPPA). For any STEM youth education – related data we collect, we have strict safeguards in place to protect the privacy of young users.

COMPLIANCE NOTES

  • GDPR: EU residents may request data portability. If you are an EU resident and wish to have your data transferred to another service, please contact us at [email protected].
  • CCPA: California consumers have deletion rights. If you are a California resident and want to delete your data, you can submit a request to [email protected].
  • AdSense: Personalized ads require cookie consent. We will ensure that we obtain your consent before using cookies for personalized ad purposes.

Cookie Management

We use cookies to enhance your experience on our site. For more information about our cookie policy, see Cookie Policy. You can manage your cookie preferences through your browser settings.

Data Retention Practices

We retain your data for as long as necessary to fulfill the purposes for which it was collected, or as required by law. After this period, we will securely delete your data.

Regular Policy Update Reminders

Our privacy policy may be updated from time to time to reflect changes in our practices or legal requirements. We encourage you to check this page regularly for the latest information.

Data Controller

The Data Controller for the data collected on xzjfsh.xyz is Settlement Crypto Loans Central. If you have any questions or concerns about this privacy policy, please contact us at [email protected].